Chapter 7 Bankruptcy

Chapter 7 bankruptcy is often called the "Fresh Start" bankruptcy. Individuals are generally discharged of many types of unsecured debts such as credit cards, personal loans, medical bills and some judgments. Filing a Chapter 7 bankruptcy immediately stops your creditors from trying to collect. As a result, creditors cannot garnish your wages, empty your bank account, or go after your car, your house, and your personal belongings.

In a Chapter 7 bankruptcy, the individual is allowed to keep certain exempt property. In most Florida cases, you can wipe out all your debt, while still keeping your house, car and retirement savings. 

Bankruptcy can be a new beginning, a way to end your bill problems and rebuild your life. But bankruptcy is not for everyone.  That’s why before you can make the decision to file for bankruptcy, it’s important to get all the facts.  That’s why we offer a no-cost, no-obligation initial consultation at either one of our two offices.

There are a lot of South Florida bankruptcy lawyers.  But before making the decision to hire anyone, you need to feel comfortable and secure that the lawyer is experienced, qualified and will treat you with respect.

Is bankruptcy right for you? The only way to know for sure is to meet with our lead attorney, Andrew Bellinson for a no-cost, no-obligation consultation at either one of our two offices. Together you will go through your situation and we’ll give you all of your options.

At the end of your meeting you’ll be able to rest assured that you’re in good hands.  Because when you’re dealing with your financial future it’s important to have experience on your side.

After all, the creditors have an army of lawyers.  You deserve the same protection.

To schedule your free consultation call us seven days a week, from 9am and 10pm, at 305-663-3281 or

email me at  We look forward to helping in any way we can. 

 If you have any questions, you should contact one of our attorneys for a Free Consultation.

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice, nor the formation of a lawyer/client relationship. The Bankruptcy Law Clinic has offices in both Miami, and Doral FL and assists clients in the areas of Miami, Doral, Miami Beach, North Miami Beach, Opa Locka, Hallandale, Hialeah and Hollywood Florida and the surrounding areas.

© 2023 The Bankruptcy Law Clinic | Disclaimer/Privacy Statement
9555 N Kendall Dr, Suite 211, Miami, FL 33176
| Phone: 305-663-3281

A Few Thoughts About Bankruptcy | Foreclosure Defense | Spanish-Bankruptcy | Debt Settlement | Chapter 7 Bankruptcy | Chapter 13 Bankruptcy | Attorney Bios | Beat the banks | Choose your problem | 5 ways to save your home | Español | Things to read and watch