The Bankruptcy Law Clinic Blog

Friday, September 12, 2014

Is Bankruptcy an Option if My Debt Includes Medical Bills?

The simple answer to this questions is, “Yes, you can declare bankruptcy if medical bills have caused you financial hardship.” As a matter of fact, many people have few financial issues until a medical emergency strikes.  The medical bills are what trigger their need for bankruptcy.  

Read more . . .

Thursday, May 15, 2014

Common Myths Related to Bankruptcy, Modification, and Foreclosure

The processes surrounding bankruptcy, loan modification and foreclosure in South Florida are often complicated, resulting in several misunderstandings about how these processes work and which one you should pursue if you are facing distressing financial situations.  These common myths make it difficult to make the right decision for your financial future, so dispelling them and learning the truth about which process would work in your favor if you are considering bankruptcy in Florida is an important step to getting back on track with your life and financial goals.

Myth #1 – Loan modification is encouraged by the federal government and therefore anyone can easily get it to reduce the principal amount that’s owed on their home.


Less than 30% of the homeowners who apply for loan modifications are granted them.
Read more . . .

Saturday, April 19, 2014

Things to Ask and Look For When Choosing a Bankruptcy Lawyer

Read more . . .

Thursday, April 3, 2014

Yet another reason why we're different than other bankruptcy attorneys

Of course we want to eliminate your debt- we're very good at it.  But your debt is not your entire life.  There's more to you and your life- and what we want is for you to have a bigger life than what you have now. And we can help you achieve it...
Read more . . .

Tuesday, March 25, 2014

Videos on bankruptcy we like

Reminder-  we've shot some simple videos that address some of the most common questions people have.  You can find them on youtube.  Here's one..


Friday, January 10, 2014

Bankruptcy helps you keep your money when things get better... and they will

Happy client time again.  We got a nice thank you right before Xmas.  Client(s) got rid of debt which meant their creditors could not touch his paycheck, even after he got a nice promotion. 

Read more . . .

Monday, December 16, 2013

Bankruptcy is Saving the World

For a lot of people, the term “bankruptcy” refers to a trick: People rack up immense debts they can’t hope to pay back, and when justice begins to close in on them they can jump in the escape pod marked Bankruptcy and wriggle out of the consequences, only to repeat the cycle.  This, of course, isn’t true, and as bankruptcy rates skyrocket during the worldwide economic slowdown we’ve been experiencing, more and more people are realizing that bankruptcy serves a legitimate purpose in the world.  To put it in dramatic terms: Bankruptcy allows civilization to exist, because it gives us rules and structure for dealing with financial ruin.


The Bad Old Days

In the past, an inability to pay bills was dealt with via a destructive and unrealistic hostility.  People were even thrown into jail because they failed to pay their bills, and even where debtor’s prison didn’t exist, there were usually endless rounds of punishments that sank people into a hole they would never crawl out of.
Read more . . .

Monday, December 9, 2013

Bankruptcy: What You Really Need to Know

You can go dizzy looking at all the bankruptcy information on the web.  Lots of it appears contradictory too.  I usually tell clients to just go to the dept of justice website on bankruptcy. Its boring, but at least they get it right. However, if you made it this far, here's what I think you need to lknow about bankruptcy....

Read more . . .

Monday, December 2, 2013

Life After Wage Garnishment: Can You Live on Less?

Life After Wage Garnishment: Can You Live on Less?

Some people are living paycheck to paycheck with no savings to rely on if there is a crisis.   Sound familiar?  We can help

Read more . . .

Monday, November 25, 2013

Common questions answered now!

Here are a couple of bankruptcy questions we get when we answer the phone.  Got your own questions, call us now!  305-663-3281

Read more . . .

Monday, November 18, 2013

Bankruptcy Can Save Your Retirement

When you are struggling with your monthly bills, retirement seems like a far-off event.  If you have some money set aside in a government or company retirement plan read the next three paragraphs.  They are very important.

Read more . . .

Archived Posts


The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice, nor the formation of a lawyer/client relationship. The Bankruptcy Law Clinic has offices in both Miami, and Doral FL and assists clients in the areas of Miami, Doral, Miami Beach, North Miami Beach, Opa Locka, Hallandale, Hialeah and Hollywood Florida and the surrounding areas.

© 2023 The Bankruptcy Law Clinic | Disclaimer/Privacy Statement
9555 N Kendall Dr, Suite 211, Miami, FL 33176
| Phone: 305-663-3281

A Few Thoughts About Bankruptcy | Foreclosure Defense | Spanish-Bankruptcy | Debt Settlement | Chapter 7 Bankruptcy | Chapter 13 Bankruptcy | Attorney Bios | Beat the banks | Choose your problem | 5 ways to save your home | Español | Things to read and watch