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The Bankruptcy Law Clinic Blog

Tuesday, October 11, 2011

Life after bankruptcy

(From the Bankruptcy Law Network) The most common questions we are asked are “How will bankruptcy hurt my credit?”  or “When can I get credit again?”  There is a good reason to worry about this — and a not so good one.  You need credit to make large purchases, particularly long-term assets like houses and cars.    And you may need credit for business in various ways, borrowing money to make more.   Those are fair concerns — and it’s usually possible to re-establish credit for these purposes.

For most people who complete bankruptcy successfully, they have an opportunity to start over.  Bringing the same mind set to this new life that got you into trouble in the first place is a good way to throw away your chance at financial freedom.  One of the greatest things about bankruptcy is the freedom it gives you to live your life for yourself and your family — and to stop working every day for your creditors.  So if someone offers you the opportunity to get credit to “enhance” your lifestyle, they are trying to steal your future. Just say no. (Read full article)


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